Affordability

How much you can afford

Affordability check · 20%0/5 set

Next: set income

Monthly net incomeRON 5,200
Down payment€15,000
Loan term25 years
Lender6.2% · DAE ~6.7%

variable · IRCC 5.58% + ~0.6% margin

You can afford a home up to

Free · no sign-up

€85,294

Market (IRCC-based) · 25 years · 45% of income

Loan €70,294Down payment €15,000Monthly ~€462

On a purchase this size, an agent's commission alone runs €1,706–€2,559 (2–3% of price). This estimate is free.

Your numbers are saved on this device only — clear the browser and they're gone. Rates also move (IRCC 5.58%, updated Jun 2026).

Illustrative — not a bank offer, not financial advice. Built from published rates, not a personalised quote. Your DAE, your eligibility and your final instalment are decided by the lender after its own checks. Terms

Keep your budget in your wallet

Your budget ceiling, refreshed as bank rates move.

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Rate source: Market (IRCC-based) 6.2% · IRCC 5.58% (Jun 2026)